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Feel free to check out some of our most recent posts while you are here...
Understanding the Insurance Hard Market: How It Affects You and Your Personal Insurance Cost
Get ready to gulp down a bitter pill: your rising insurance premium might just take a bigger bite out of your paycheck than you ever thought possible. Why? We’re neck-deep in what’s known as a hard market. If you’re scratching your head, wondering what on Earth a hard market is, stick with us. It’s a […]
Host Liquor Liability and How It Affects You
As the holiday season gets into full swing, it’s time to bring up everyone’s favorite festive subject once again: host liquor liability. Host liquor liability is a section of the law that holds the party hosts liable for crimes committed on their property. In many cases, it’s used to hold adults responsible if they knowingly […]
8 Key Auto Insurance Terms You Should Know
The average cost of auto insurance in the United States is $1,502 per year. In Texas, the average annual premium is $1,427. The cost fluctuates from state to state and city to city. Local factors like traffic and crime rates can affect the final price. Buying car insurance feels like learning a new language. Most people don’t know what […]
Why You Need an Annual Insurance Policy Review
Fire related losses cost Americans a staggering $25.6 billion dollars last year alone. One property fire occurred every 52 seconds, and there was one home fire every 87 seconds! In Houston, TX alone, 21,981 fire-related events were reported during the first six months of 2019. If your home has a fire loss, will your current insurance policy […]
Independent Agent vs Captive Agent: What’s the Difference?
Insurance is one of those necessary, but headache-producing topics that most people prefer to avoid. That’s why going to an insurance agent is such a handy way of handling your insurance needs. A good insurance agent will listen to your needs and recommend the coverage and policies that will work for you and your budget. […]
