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Feel free to check out some of our most recent posts while you are here...
Elevating How You Protect What You Love
Jewelry isn’t just valuable — it’s personal. Whether it’s a wedding ring, heirloom necklace, or designer watch, these items often exceed the protection limits of a standard homeowners’ policy. That’s why this is so important. A Personal Articles Policy (PAP) is a standalone policy specifically designed for your valuables, including jewelry, watches, collectibles, and other […]
Host Liquor Liability and How It Affects You
As the holiday season gets into full swing, it’s time to bring up everyone’s favorite festive subject once again: host liquor liability. Host liquor liability is a section of the law that holds the party hosts liable for crimes committed on their property. In many cases, it’s used to hold adults responsible if they knowingly […]
What Does Flood Insurance Typically Cover?
The United States has suffered flooding in the last few years that has cost billions in damages, not to mention the amount of damage that the Gulf Coast has suffered recently. Hurricane and record rain have been major factors in homeowner’s damaged property and content. Not everyone thinks about flood insurance until after the disaster […]
Independent Agent vs Captive Agent: What’s the Difference?
Insurance is one of those necessary, but headache-producing topics that most people prefer to avoid. That’s why going to an insurance agent is such a handy way of handling your insurance needs. A good insurance agent will listen to your needs and recommend the coverage and policies that will work for you and your budget. […]
What Factors Can Impact your Car Insurance Rates?
Before we discuss what smaller factors can change your car insurance rates, let’s talk about the requirements, which also make an impact. Texas State requirements State coverage requirements can make a big impact on your insurance rates. Each state has different amounts for which insurance companies are liable to pay in the event of a […]