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Feel free to check out some of our most recent posts while you are here...
How the FEMA Risk Rating Changes Impacts Flood Insurance
Did you know that Texas has the highest potential for floods in any region of the United States? In fact, Texas is so prone to floods that one of the nicknames for Central Texas is “flash flood alley.” As a result, having good flood insurance is essential for anyone who wants to be a homeowner there.
Basic Homeowners Insurance: 8 Important Terms Explained
Did you know about one in 20 homes have an insurance claim each year? Most claims are from the wind or hail, but the most costly are those related to fires and lightning. Home insurance is very important to have. It will provide a safety net for when things go wrong and will give you peace of […]
The Difference Between an Insurance Agent and Adjuster
The insurance industry is filled with confusing jargon that most people just don’t understand. Do they do this on purpose? Maybe. Really – of course not! You do, however, need to know and understand insurance talk. Or, better yet, have a personal relationship with your independent insurance agent and get to know them over time […]
Elevating How You Protect What You Love
Jewelry isn’t just valuable — it’s personal. Whether it’s a wedding ring, heirloom necklace, or designer watch, these items often exceed the protection limits of a standard homeowners’ policy. That’s why this is so important. A Personal Articles Policy (PAP) is a standalone policy specifically designed for your valuables, including jewelry, watches, collectibles, and other […]
Time to Reassess? Why You Need to Have an Annual Insurance Review
Do you know if your home insurance would completely cover you if something were to happen to your car or home? In many cases, people are underinsured. In the U.S., about 59% of homeowners are underinsured. That means that if a disaster were to strike, they likely don’t have enough coverage to rebuild their homes. That can leave […]